SOS: Health Insurance

Recently a few of our elders have been falling ill. Some are minor illnesses, some are quite major and terminal. It makes me worried and wonder if I have sufficient coverage in case I fall ill myself. Health is priceless. It is a rezeki that many of us take for granted. We often only realize how valuable it is when we lose it.

But at the same time we must usaha and be prepared. Investing in a health insurance is a small sum compared to what you need to fork out if it strikes even once in your life.

Recently H and I have been thinking and discussing about this a lot but we are not sure where to start. We are very wary because it is easy to fall into the trap of an insurance seller whose niat is just to make you buy the package and not really advice the best for you. It is not that easy to tell who is credible and who you can trust with this.

We have been asking around a bit, but we are cautious, probably because it is our first time also. We are trying to avoid going up to insurance salesmen at roadshows and their branches because some of them can be quite pushy and might do hard-selling. Some of our friends gave their contacts and recommendations, which we appreciate, but I guess we are still asking around and finding out more.

So if you girls would like to share how you got your insurance plans with your other halves or are planning to get, that would be really helpful. It would be great if we could also have a financial planner who can advice about investments and other forms of policies related to starting a family like planning for children’s future and education.